Investing in people

Oikocredit is a worldwide cooperative and social investor, providing funding to the microfinance sector, fair trade organisations, cooperatives and small to medium enterprises.


We lend to microfinance institutions (MFIs) across the world. In turn, they provide financial services to low-income earners, with a special emphasis on:

  • rural areas
  • women
  • agriculture
  • trade

Social investing

We offer our investors a triple return: financial, social and environmental. In addition to a modest financial return, investors are safe in the knowledge that their money is being used to:

  • improve livelihoods 
  • promote fair trade
  • respect the environment

People, planet and profit approach

Oikocredit is dedicated to measuring social results, ensuring investments support initiatives for sustainable livelihoods, women's empowerment and the environment. Our members and investors expect our work to achieve a positive triple bottom line: social, environmental and financial results.