Important legal information


"Oikocredit" is a registered trademark of Oikocredit Ecumenical Development Cooperative Society U.A.

About investing in Oikocredit

Direct members

Oikocredit is a Dutch cooperative society with almost 600 members. Only these members are allowed to invest directly in Oikocredit by acquiring shares in Oikocredit.

Read the prospectus of the Oikocredit cooperative


If you are not a member of Oikocredit you can invest in Oikocredit via a support association, an Oikocredit office in your country or via the Oikocredit International Share Foundation.

Check if your country has a support association


Every investment involves risk. It should be noted that historical returns are no guarantee of future performance. Investments in foreign currencies involve the additional risk that the foreign currency might lose value against the investor‘s reference currency.

In particular, information on this website relates to investments located in various jurisdictions. The information contained on (or accessed from) this website is therefore subject to the different laws and regulations which apply in those jurisdictions. None of the information published or made available via this website is intended to be published or made available in any jurisdiction where to do so would result in a breach of any applicable law or regulation.

Oikocredit invests most of its assets in enterprises designed to help relieve poverty in developing countries. Investors are expressly made aware of the risks described in the prospectus and must also be prepared to accept the possibility of losses. Participation in Oikocredit entails financial risks associated with:

  • country risks
  • currency risks
  • project risks
  • legal risks
  • dependency on volunteers
  • market and interest rate risks
  • liquidity risks
  • credit risks

For more information on risks of investing as a member of Oikocredit read Chapter 4 - Risks of the Oikocredit prospectus 2019 (dated 3 June 2019).

Read the prospectus UA

The information on this website does not constitute an offer or solicitation to sell, or a recommendation to buy or sell financial instruments or banking services and does not release the recipient from exercising his or her own judgment in making any investment decision.

The recipient should read the prospectus or other legally required information documents carefully prior to investing, and should verify that any investment is in line with the recipient's own circumstances with regard to any financial, legal, regulatory, tax or other consequences. If needed, the recipient should consult his or her professional investment advisor.

For other important information about investments, please read the Important Legal Information section relating to your country of residence.

About this website

The information on this website is for general information purposes only. The information was produced by Oikocredit with great care. We do our best to provide accurate information at all times. 

Oikocredit expressly disclaims liability for errors and omissions in the contents of this website, and for any losses which may arise from making use of this information.

The opinions expressed in this website are those of Oikocredit at the time of posting and are subject to change at any time without prior notice.

This website is provided for the exclusive use of the online recipient. The recipient may not copy, reproduce, or use the information in any way without Oikocredit's prior written permission. To obtain permission contact our Communications Department.

Oikocredit reserves the right to grant or revoke the authority to use this website at its absolute discretion.

The information provided herein and the use of it may from time to time be subject to certain statutory or other regulation, conditions and restrictions. All use of the information must comply with such regulations, conditions or restrictions applicable to the area or territory in which it is used.

This website and its contents are expressly not intended for persons who, due to their nationality or place of residence, are not permitted access to such information under applicable law.


In the event that information on this web page is (partly) found to be unlawful, invalid or otherwise unenforceable, that part shall be deemed severed from the remainder of the web page. The remainder shall be valid and enforceable.

Applicable law and jurisdiction

The use of this website shall be governed by Dutch law. All disputes arising in connection with this website shall be resolved by the courts of the Netherlands.