How we work

Oikocredit offers its products and services to organisations reaching people on low incomes across Africa, Asia, and Latin America and the Caribbean. 

Our loyal and committed investors, members and donors provide the funds for the loans, equity investments and capacity building we provide. To maximise our social impact, we focus on three sectors: financial inclusion, agriculture and renewable energy.

Our local presence is essential for selecting the right partners to work with, fostering long-term relationships and for providing capacity building. The loans, equity investments and capacity building that Oikocredit provides help our partners build strong and sustainable social businesses.

In turn, our partners increase their outreach and improve access to products and services that meet the needs of people on low incomes. Our partners also finance small and medium enterprises (SMEs) that create and sustain jobs.