Almost 10% of the world’s population live on less than US$ 1.90 a day; the majority live in rural areas and are employed in the agricultural sector.

Cyclical and unpredictable income means credit for farmers can be difficult to obtain. Vital insurance products to protect against floods, droughts and hurricanes are almost non-existent and a lack of knowledge about new farming methods and trade, results in uneven competition with commercial players.

Oikocredit finances rural microfinance and producer organizations, such as agricultural cooperatives which build local economies and stronger communities.

Oikocredit also has a dedicated agriculture unit in its investments team.