Discussion paper: Do rural microcredit borrowers fare better in reducing poverty than urban borrowers?
The effects of microfinance on the poverty of rural and urban borrowers using panel data are sparsely researched. This paper uses client-level balanced and unbalanced panel data from three Asian microfinance institutions (MFIs) to analyse the effects of microcredit on the poverty of urban and rural borrowers.
|Research Paper 16 Jan 2017 final||488.7 kB||application/pdf|
Enhancing partners’ resilience – DRRM pilot the Philippines
The objectives of the DRRM pilot are to contribute to an increased level of disaster preparedness of Oikocredit partners to meet recent and future challenges from climate change; to support them in establishing their own strategy in order to reduce risks and thereby, Oikocredit's risks; to ensure business continuity in the face of climate change; and to refine and tailor Oikocredit’s response to partners in disaster situations.
|Disaster resilience in the Philippines||2.6 MB||application/pdf|
Case study Kawosa: Small changes, big impact
This is a story about small changes that make a big impact on how a microfinance organization benefits the people it works with. It’s also a story about how even the smallest, least sophisticated organization can take simple, practical steps to reach excluded people, provide more effective services, and minimize the risk of harm.
|KAWOSA case study FINAL||81.3 kB||application/pdf|
Oikocredit’s SPM mentoring programme
Supporting partners in improving their social performance is a key
aspect of Oikocredit’s mission. Our social performance management
(SPM) mentoring programme helps microfinance institutions (MFIs)
deliver client products and services consistently and to high quality,
improve organizational capacity and achieve a positive balance
between financial and social performance.
Roadmap for SPM "mentors"
Oikocredit’s triple bottom line strategy means that we strive to achieve social as well as financial benefits for clients while respecting our planet’s environmental limits. SPM mentoring is a practical expression of this approach and of our ‘finance plus’ commitment to support partners’ social as well as financial performance as a means of empowering low-income people. The Mentor Guide is a roadmap for SPM "mentors" who want to assist a financial institution to improve its SPM practices.
|Mentor Guide final 6_2015||1.6 MB||application/pdf|
Turning client focus into commercial success
From stagnation to success — the story of UGAFODE Microfinance Limited is one of a microfinance institution (MFI) that, suffering from critical challenges in operational performance, harnessed a focus on delivering real benefits to clients in order to generate clear commercial and social returns, and a solid foundation for future growth.