Oikocredit invests in financial institutions and social enterprises with high development impact, as well as specialized equity funds. Fundamental to Oikocredit’s investment philosophy is a dual return. This means a reasonable financial return coupled with a significant social return.
We invest in financially sustainable companies and, occasionally, earlier-stage companies if they are likely to become profitable within the next three years.
The majority of our portfolio is made-up of microfinance institutions. However, we are diversifying into non-financial businesses with a high development potential, including fair trade and renewable energy.
Our equity portfolio is geographically diversified, with equity investments in:
- Latin America
- Central Asia and Eastern Europe