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Microfinance in the field

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  1. We’ve arrived in cocoa farming land: Ghana

    July 6, 2017 - by Ulrike Haug - 0 comments

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    Each year in June, around 100 Oikocredit members and staff gather for the annual general meeting (AGM) in a different country. This year, the AGM is taking place in Ghana’s capital, Accra. After a week of meetings, everyone is looking forward to the partner visits – a chance to see first-hand what Oikocredit’s work in Ghana looks like.

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  2. Creating opportunities: A visit to one of Oikocredit's fair trade partners

    May 12, 2017 - by Pauline Opmeer - 0 comments

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    “No, I don’t have any dreams − I live life day by day,” says Valeria when I ask her about her dreams for the future. Her answer comes as a surprise because she has just told me that she is studying to be a physics teacher. It turns out that she has dreamed of being a teacher for so long that it has become part of who she is, rather than some distant future ambition.


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  3. Don’t get roasted – managing coffee risk

    May 4, 2017 - by Frank Rubio - 0 comments

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    A group of Oikocredit’s Agriculture staff have just returned from the annual Global Specialty Coffee Expo hosted by the Specialty Coffee Association (SCA) in Seattle, Washington. This year over 11,000 industry players participated in this important event. 

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  4. Filipino businesswomen: From sari-sari store to multi-family business

    March 8, 2017 - by Blanca Méndez - 0 comments

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    As International Women’s Day draws closer, my thoughts turn to  the women I met on my recent trip to the Philippines. Strong. Confident. Empowered. Business women who started from scratch, but never gave up in spite of the real challenges and limitations they faced. The women I met had received a loan from Negros Women for Tomorrow Foundation Inc. (NWTF) to set up a business.

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  5. How PEG is lighting up lives in Ghana

    March 3, 2017 - by Laura de Bresser - 0 comments

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    At the end of January 2017 I paid a visit to our recent partner PEG Africa at their Ghana office. PEG Africa provides solar home systems to low income people in rural areas with the objective to electrify 500,000 households in West Africa by 2020. The benefits to households of using the solar home systems include saving on money spent on kerosene and batteries, health benefits in the form of clean energy, and having access to a more reliable source of energy with knock-on benefits for education and safety.

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  6. ‘Impact investing’ for sustainable growth

    February 15, 2017 - by Gaël Marteau - 0 comments


    When visiting two of Oikocredit’s microfinance partners in Luzon, Philippines, you soon get to see for yourself that microfinance is not only about money.

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  7. Rain and smallholder farmers: A gift to some, a curse to others

    January 26, 2017 - by Monica Middleton - 0 comments


    The Philippines is the world’s third highest risk area for natural disasters. Frequent typhoons and cyclones bring excessive rain and wind, threatening the livelihoods of around 60% of the poorest groups who tend to live in rural communities and must also contend with rising sea levels, earthquakes and volcanic eruptions.

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  8. Angelita’s story: beauty salons with a social mission

    January 13, 2017 - by Blanca Méndez - 0 comments


    In a bustling Bacolod mall we meet Angelita Tupaz (50). Angelita became a client of Negros Women for Tomorrow Foundation (NWTF) eight years ago with an individual loan of PHP 50,000 (around € 1,000). She used the loan to open a shop selling hair products. The mall we visited is now home to three of her branches, including her first shop. Angelita invited us into one of her beauty salons and we settled into hairdressing chairs to hear her story.

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  9. Improving lives in Luzon and turning pests into profit

    January 12, 2017 - by Emily Korstanje - 0 comments


    Driving through the beautiful lush green region of Luzon you encounter many rice fields and farm lands. It is easy to understand why this enchanting region is known for agriculture. Our scenic drive brought us to the hotel of our partner, Abrasa Multi-Purpose Cooperative (Abrasa). Immediately we were given a very warm welcome and a delicious Philippine lunch.

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  10. Dungganon and women’s empowerment on the island of Negros

    January 11, 2017 - by Blanca Méndez - 0 comments


    On Monday I visited Negros Women’s for Tomorrow Foundation (NWTF) on Negros, an island of the Visayas in the Philippines. To get there, I had to fly from Manila to Bacolod, where we were warmly welcome by a NWTF representative and drove through sugar cane fields to our final destination. On the road, I saw people on motorbikes wearing rain ponchos and a festival of colourful umbrellas. 

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